Our client-first consultation methodology

Our process centres on transparency, impartiality, and practical action. We prioritise listening to your needs, helping you understand resource allocation through professional conversations, analytical reviews, and value-driven support every step of the way.

Meet our team

Experienced, value-focused consultants

Sophie Caldwell at her office desk

Sophie Caldwell

Senior Consultant

1
Financial advisory

Master of Commerce University of Sydney

Independent Advisory Group

Key skills

Analytical thinking
Trust-building
Active listening

Methods

Client-centred assessment
Analytical feedback process

Certificates

Professional Year in Financial Planning
FPAA Certified Specialist

Over ten years guiding clients through unbiased, values-based decision making for resource allocation.

Sophie’s empathetic style supports clients in clarifying their principles and goals, building confidence through transparent, structured support.

James Liu in business attire at workplace

James Liu

Consultant

2
Consultative support

Graduate Diploma Finance RMIT University

Consultwise Partners

Key skills

Clear communication
Adaptability
Ethical standards

Methods

Modern analysis review
Impartial evaluation

Certificates

Financial Services Accreditation
Member, Australian Financial Review

Brings forward-thinking approaches to every session, helping clients make value-based resource choices confidently.

James helps clients shine a light on habits and actions, using a modern review process that respects each person’s direction and pace.

Amelia Evans consulting with a client

Amelia Evans

Consultant

3
Personal consultations

Bachelor of Business Monash University

Balanced Pathways

Key skills

Critical assessment
Integrity
Responsive support

Methods

Personalised session mapping
Collaborative goal analysis

Certificates

Certificate IV in Finance and Mortgage Broking
Financial Planning Association Member

Dedicated to providing practical, impartial guidance based on client values and transparent reasoning.

Amelia supports clients in forming healthier financial habits, empowering them to align actions with personal values and practical priorities.

Eleanor Smith at work space in Sydney office

Eleanor Smith

Junior Consultant

4
Client support

Bachelor of Commerce University of Melbourne

Pinnacle Advisory

Key skills

Friendly guidance
Organisation
Patience

Methods

Simple reviews
Transparent action plans

Certificates

Registered Consultant
Ethics in Finance Recognition

Skilled at supporting clients new to analytical reviews, Eleanor ensures each experience is approachable.

Eleanor is approachable and explains each step clearly, making consultations easy for those seeking value-based support for the first time.

Consultation session in Australian office with advisors and clients

Transparent, client-focused process steps

From our first conversation, you can expect clarity, transparency, and support at every stage. We help you feel confident in each decision with our step-by-step, discussion-driven approach.

1

Initial values conversation

We start with an open, supportive conversation to understand your principles and immediate needs, laying the groundwork for a tailored approach.

Your voice drives the discussion, ensuring we fully grasp your aims before making suggestions.

2

Analytical review and feedback

An unbiased and structured review highlights current habits, unlocking actionable insights to align resource use with your goals.

Receive practical, context-specific recommendations based on your evolving priorities.

3

Empowered implementation support

We walk with you as you implement adjustments, offering ongoing guidance as your needs change.

Support is always personalised, focusing on sustainable, values-first actions.

How we compare

See how our modern consultation stands out

Recommended

Xorinliamora

Empathetic, value-focused advice

Transparent

Value-first focus

Prioritises your unique principles

Confidential support

Ensures client privacy always

Unbiased opinions

No products or complex jargon

Actionable insights

Clarifies decision direction

Standard Advisory

Template-based consultation

Variable

Value-first focus

Prioritises your unique principles

Confidential support

Ensures client privacy always

Unbiased opinions

No products or complex jargon

Actionable insights

Clarifies decision direction

Generic Advisors

Pre-packaged suggestions only

Standard

Value-first focus

Prioritises your unique principles

Confidential support

Ensures client privacy always

Unbiased opinions

No products or complex jargon

Actionable insights

Clarifies decision direction